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Author | Topic: Dogs affect insurance?? |
Samsintentions Member Posts: 944 |
posted 03-08-2004 06:55 AM
About 40% of American households own a dog, according to The Humane Society of the United States. And many of those dog owners have homeowners insurance, too. But the two don't always mix well. As the costs of dog bites spiral -- more than $310 million in 2001, according to the Insurance Information Institute -- some insurance companies are refusing to write coverage for owners of certain breeds. While there may not be an industrywide "blacklist" of breeds, it's probably best to check with your agent before you buy a German shepherd, a pit bull or a Rottweiler. A number of other insurers do not maintain a blacklist of breeds, believing that each case has to be considered individually. One of the reasons some companies deny that they look at dog breeds is because state regulations prohibit them from doing so in certain parts of the country. (msn.com) IP: Logged |
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